Know exactly where your money goes. Make it work for you.

Most people never talk about money — yet almost everyone struggles with it quietly. If that's you, you're in good company, and it's more fixable than it feels: a few focused sessions, and you'll have a plan you understand and can run on your own.

Coaching since 2018
Clients earning $30K to $200K
Flat fee — I don't manage your money or sell you products

A coach, not an advisor

A financial advisor manages your money for a fee that grows with it. I'd rather teach you to fish — flat fee, and once your system is running, you're the one holding the rod.

My Goal: Make Your Money Work For You

The issue usually isn't income; it's that nobody ever teaches you how to manage it. Making money, managing money, and growing money are three different things — I help you with the last two.

Ask most people to solve 2 + 4 × 8 and they will answer 48. The real answer is 34, because multiplication comes before addition — the order is the whole thing.

Money has an order of operations too, and almost none of us were taught it. That is usually why people feel like they are working hard and getting nowhere — not because they are careless with money, but because they are attempting step three before step one.

Here are the three steps, in order.

1. Build a Budget & Find the Savings

First, we get clear on where your money actually goes. There is always a way to save — plug the leaks, cut what does not serve you, and free up cash you did not know you had.

2. Build an Emergency Fund

Next, we build a cushion. An emergency fund means a flat tire or a surprise bill turns into an inconvenience, not debt — and it keeps you from ever having to go into debt or sell your investments at the wrong time.

3. Invest the Extra

Last, extra income goes to work. The stock market is the most accessible way for anyone to build real wealth — no advisor and no six-figure salary required, just consistency and time.

One client came to me wanting help investing. Reviewing her budget along the way turned up $2,100 a year just from switching her car insurance plan — money that went straight into her investments.

Who I Help

These are the stages I have coached people through. Your stage changes what to prioritize first, not whether this works — find yours below.

College Students

Build your foundation with credit basics, emergency savings habits, and your first real investment account.

Young Professionals

Turn income into momentum through automation, debt reduction, and tax-advantaged investing habits.

High-Income Professionals

If you earn well but nothing is working in the background, we find where it is going, put your savings on autopilot, and get the rest invested for the long term.

Young Families

Balance a mortgage, childcare, and monthly cash flow while still putting something away every month.

Families With Teens

Coordinate college savings and retirement progress so one goal does not undermine another.

Pre-Retirees

Understand what you actually own in your retirement accounts, what you are paying in fees, and how to simplify it before you stop working.

Seniors

Get your accounts organized and understand what you hold, so your money stays simple to manage.

Hi, I'm Angel Giron

I remember being in my early twenties with $500 and no plan. I've learned a lot since then and I wish I had someone to teach me how to make money work for me. I want to help you avoid that same struggle.

More about me

Testimonials

“I’m now saving 51% of my monthly income.”
— Ellen H.

I've been coaching people since 2018 — from eliminating debt to building investment portfolios. Here's what some of my clients have to say:

“I wish I started working with Angel a long time ago. He recently taught me about investing and gave me the clarity I needed to get started, and since then, I have made significant progress. His coaching fee has already paid for itself many times over. I am excited to help my kids start investing and have their money work for them too! I strongly recommend his services — I feel confident and excited about my retirement plan.”

- Matt H.

“Angel helped my wife and me set up a high-yield savings system to target our specific goals, like saving for a vehicle for my wife's work. He also helped me understand my 401(k) options and how to simplify my portfolio instead of over-diversifying into too many funds I didn't understand. He tailored his teaching to our unique situation, and he genuinely cares. For the first time, I feel confident making my own decisions about my retirement accounts. I highly recommend his services.”

- Brian F.

“I used to be terrified of investing after losing money in the past, but with Angel’s coaching, I’ve learned how investing works. I’m amazed by the progress so far and excited to see how much it will continue to grow in the years ahead. Thanks to Angel, I finally have peace of mind knowing my money is working for me, even in retirement.”

- Cristina V.

“Angel is an honest, exceptional coach who replaced my feeling of being overwhelmed with a sense of total empowerment. He helped me straighten out my accounts and automate my finances, shifting my money from being spent unnecessarily to growing in a high-yield savings account. I’m now saving 51% of my monthly income, and for the first time, I feel like a true steward of my resources. Highly recommended!”

- Ellen H.

“If you're struggling to meet your financial goals, I highly recommend having Angel as your coach. He helped me look at my finances in a structured and motivating way. Thanks to his guidance, I finally feel confident about my financial plan, and I'm on track to be completely debt-free!”

- Victor G.

“For the first time, I’m managing my money without anxiety, and I’ve organized all my credit cards. Working with Angel was a great experience — he gave me a lot of confidence because he truly knows what he’s doing and has the right tools to help. I learned general principles about money management, and my credit score is going up. Thank you for your help!”

- Lulu N.

“Thanks to Angel's coaching, I learned general principles about how money and investing work and feel more confident making my own decisions about retirement accounts. His help was clear, precise, and very patient, which allowed me to understand everything easily. I am very pleased with the progress in my financial education.”

- Pamela V.

Getting Started

Here's exactly what working together looks like, from the first conversation to the day you're running it yourself.

Free Consultation

In one short call, we identify your top money challenges and clarify your goals so we know exactly where to start.

Start Working Together

We meet as often as your situation calls for, billed simply by the hour — no package, no minimum commitment.

Get Results

Follow your plan and walk away knowing where your money goes, where it is growing, and what to do next — without needing me.

Ready When You Are

One free conversation is all it takes to find out where to start.

Book Your Free Consultation